MAKE YOUR DEVELOPMENT DREAMS A REALITY

Loan Programs

LOAN PROGRAMS

Florida Property Developments is a private hard money real estate investing and lending firm that lends on value/ad multi-family, residential and commercial real estate properties. We provide the highest leverage and quickest turn around than any other lender. We are partnered with investors who are backed by investment funds with over $250 million in liquid assets to fund our clients real estate project investments.

Our mission is to be an innovative, client focused firm that delivers compelling risk adjusted returns through real estate secured investments using a disciplined analysis, in-house underwriting and thorough due diligence. What makes us different is we are a true in house private hard money lender that does not disqualify based on previous experience, credit issues, self-employment, recent bankruptcy or any foreclosures. We are a true asset based hard money lender.

Our mission is to be an innovative, client focused firm that delivers compelling risk adjusted returns through real estate secured investments using a disciplined analysis, in-house underwriting and thorough due diligence. What makes us different is we are a true in house private hard money lender that does not disqualify based on previous experience, credit issues, self-employment, recent bankruptcy or any foreclosures. We are a true asset based hard money lender.

Our Lending Products

With the speed, flexibility and efficiency only a hard money lender can offer, we provide unmatched lending power for your real estate projects and investments. Contact us today to get your project started and on the way.

Lending Products

Hard Money Standard Hard Money Refinance Hard Money Bridge / Mezzanine Hard Money Ground Up Construction Joint Venture New Construction
Loans From $500,000 - $20 million $500,000 - $20 million $500,000 - $20 million $500,000 - $20 million $500,000 - $20 million $500,000 - $20 million
Loan Term 6-36 Months 6-36 Months 6-36 Months 6-36 Months 6-36 Months 6-36 Months
Interest Rate 8% - 12% 8% - 12% 8% - 12% 8% - 12% 8% - 12% 8% - 12%
Commitment Within 48 hours Within 48 hours Within 48 hours Within 48 hours Within 48 hours Within 48 hours
Loan Approval & Funding As few as 5 days As few as 5 days As few as 5 days As few as 5 days As few as 5 days As few as 5 days
Upfront Fees N/A N/A N/A N/A N/A N/A
Prepayment Penalty Variable Variable Variable Variable Variable Variable
Loan to Value Up to 70% Up to 70% Up to 70% Up to 70% Up to 70% Up to 70%

Hard Money Standard

Loan Amount: $500,000 & up

Acquisitions Only, Equity Cashout, Partner Buyout
Rate: 8-12%
Term: 6-36 months no pre-payment penalty
Leverage: Up to 70% LTV 30% Down Payment or Equity Equivalent 
 
Use collateral towards down payment

Hard Money Re-Financing

Loan Amount: $500,000 & up

Acquisitions Only, Equity Cashout, Partner Buyout
Rate: 8-12%
Term: 6-36 months no pre-payment penalty
Leverage: Up to 70% LTV 30% Down Payment or Equity Equivalent 
 
Use collateral towards down payment

Hard Money Bridge/Mezzanine Loan

Loan Amount: $500,000 & up

Acquisitions & Development or Build to Suite
Rate: 8-12%
Term: 6-36 months no pre-payment penalty
Leverage: 70% LTV 30% Down Payment
or Equity Equivalent
Use collateral towards down payment

Hard Money New Construction

Loan Amount: $500,000 & up

Acquisitions & Development or Build to Suite
Rate: 8-12%
Term: 6-36 months no pre-payment penalty
Leverage: 70% LTV 30% Down Payment
or Equity Equivalent 
Use collateral towards downpayment

Private Lending Joint Venture

Loan Amount: $500,000 & up

Value-Add, Equity Cashout
Rate: 8-12%
Term: 6-36 months no pre-payment penalty
Leverage: 70% LTV 30% Down Payment
or Equity Equivalent 
Use collateral towards down payment

Acquisition/Re-Development

Loan Amount: $500,000 & up

Acquisitions & Development or Build to Suite
Rate: 8-12%
Term: 6-36 months no pre-payment penalty
Leverage: 70% LTV 30% Down Payment
or Equity Equivalent 
Use collateral towards down payment

AAPL CODE OF ETHICS

The American Association of Private Lenders has been committed to a structure of common principles and standards of practice since AAPL's inception in 2009. This commitment was formalized as the Association's first formal Code of Ethics. This code has been modified and adapted as the profession(s) and laws have changed.

The Code does not contain solutions to specific situations or problems but is designed to provide guidance to members and certified individuals as they make professional decisions. The Code of Ethics reflects what we value as professionals and established expectations based on principles of duty, fairness and responsibility.

OUR SERVICES

Multifamily, Retail, Assisted Living Facilities, Independent Living Facilities, Offices, Industrial, Mobile Home Parks, Fuel Stations, Land & Hotel/Motels.

Acquisition & Development, Build to Suit, Equity Cash out, Acquisition Only & Partner Buyouts and Joint Ventures.

* WE DO NOT LEND ON RESIDENTIAL FIX & FLIPS OR ANY OWNER OCCUPIED RESIDENTIAL PROPERTIES OF 1-4 UNITS*

Apply for Fast, Flexible Financing For Your Project Now

The financing you need to move forward with your real estate goals is waiting for you. Whether you need help choosing a loan product or you are ready to apply now, please email sfreyre@floridapropertydevelopments.com or call (813) 334-4038 to get started. We look forward to working with you.

Ready to Get Started? Call (813) 334-4038

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Contact Info

  • 401 E Jackson St STE 2340 Tampa, FL 33602
  • 848 Brickell Ave PH5 Miami, FL 33131
  • 813-334-4038
  • sfreyre@floridapropertydevelopments.com
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