Hard Money

MAKE YOUR DEVELOPMENT DREAMS A REALITY

Florida Property Developments is a private hard money real estate investing and lending firm that lends on value/ad multi-family, residential and commercial real estate properties. We provide the highest leverage and quickest turn around than any other lender. We are partnered with investors who are backed by investment funds with over $250 million in liquid assets to fund our clients real estate project investments.

Our mission is to be an innovative, client focused firm that delivers compelling risk adjusted returns through real estate secured investments using a disciplined analysis, in-house underwriting and thorough due diligence. What makes us different is we are a true in house private hard money lender that does not disqualify based on previous experience, credit issues, self-employment, recent bankruptcy or any foreclosures. We are a true asset based hard money lender.

With an approved and accomplished team of real estate professionals with over 75 years of relevant experience in all aspects of real estate. Florida Property Developments has a competitive advantage in sourcing and structuring all quality hard money funding. We pride ourselves on our hands on and common sense investment analysis, intimate knowledge of the market in which we transact and in commitment through the preservation and growth of our investors capital.

Reasons to Fund

Commercial Loans

For every real estate investment need we offer an assortment of lending products. Whether you need to purchase real estate, refinancing a building, construct new property or buy a vacant lot, we can offer a solution for every timeframe or scenario.

Cash-Out Refinancing

Our multi-family financing products make it a breeze to move quickly on a valuable apartment complex. We also offer multifamily construction loans if you plan to build an apartment complex from the ground up.

Multi-Family Financing

6 - 36 Month Term

Get short-term financing when you need it. With these loans, you can pay your loan off on a schedule which is right for you without worrying about the prepayment penalties.

Reasons to Invest

Quick Application Process

The 100% online application is short and simple. It can be completed in less than 10 minutes.

Instant Proof of Funds

After completing the application you will be issued with an immediate proof of funds letter.

Competitive Interest Rates

Our interest only loans offer competitive interest rates. Starting from 8% - 12%

Discount for Repeat Borrowers

Our interest only loans offer competitive interest rates. Starting from 8% - 12%

Incentives to Borrowers

Speed / Convenience

We can close in as quickly as 5 days and draws are required within one to two business days after inspection approval. Banks can take months to review a typical real estate project. In that time, our clients' projects are already underway and on the way to realizing profits.

Highest Degree of Leverage

We can lend against the completed value of your project, with no loan-to-cost requirements. As a result, we can provide more funding for your project than a bank can and that means more flexibility for you.

Unmatched Industry Experience

We have closed approximately millions of dollars in project capital and more than hundreds of loans annually. Our level of construction market intelligence is second to none.

In -House Manual Underwriting

We evaluate every deal on its own merits and are faster and more flexible in the evaluation process than traditional financing such as banks. You will typically get feedback within the same day of your request and a term sheet within as little as 24 to 48 hours.

WHAT ARE HARD MONEY LOANS?

Hard Money Loans are a great avenue for all commercial, residential and multi-family property financing, as they're able to offer several benefits that traditional lending can't compete with, such as fast processing and easier qualification. Of course, before you can take advantage of these benefits, you have to decide which type of financing best fits your needs.

This type of loan is a asset-based, meaning it is backed by items like real estate instead of your credit score and history. Private lenders (rather than banks) most often issue hard money loans. A good private lender such as Florida Property Developments will also give you a consistent interest rate on your loan rather than a variable rate.

Your Fastest Local Source for Hard Money Financing

Our goal is to help real estate investors succeed in addition to providing a reliable and flexible financial to fund your investment project. We go even further by delivering the support and tools you need to make you real estate investment dreams a reality from the beginning of your project to completion.

AAPL CODE OF ETHICS

The American Association of Private Lenders has been committed to a structure of common principles and standards of practice since AAPL's inception in 2009. This commitment was formalized as the Association's first formal Code of Ethics. This code has been modified and adapted as the profession(s) and laws have changed.

The Code does not contain solutions to specific situations or problems but is designed to provide guidance to members and certified individuals as they make professional decisions. The Code of Ethics reflects what we value as professionals and established expectations based on principles of duty, fairness and responsibility.

Borrowers

Investors

Developers

OUR SERVICES

Multifamily, Retail, Assisted Living Facilities, Independent Living Facilities, Offices, Industrial, Mobile Home Parks, Fuel Stations, Land & Hotel/Motels.

Acquisition & Development, Build to Suit, Equity Cash out, Acquisition Only & Partner Buyouts and Joint Ventures.

* WE DO NOT LEND ON RESIDENTIAL FIX & FLIPS OR ANY OWNER OCCUPIED RESIDENTIAL PROPERTIES OF 1-4 UNITS*